Office 0333 123 0245,
Text/Call 07919 193299

A provider specialising in pay as you go car insurance has created a new policy for vehicle owners who drive only occasionally.

The new product – a first for the UK market – requires the car owner to take out a monthly subscription of between £10 and £30 that then has to be topped up for each hour the vehicle is used.

Cuvva, which already offers by-the-hour insurance cover for individuals to drive vehicles belonging to friends and family, said car owners will have to pay from £1.20 each time they want to get behind the wheel.

Drivers have to pay £10-£30 for a monthly subscription that covers the car when not in use.You pay from £1.20 per hour each time you want to drive the vehicle

Aimed at younger drivers who live in cities and cover less than 4,000 miles a year in their car

Cuvva says it could save some drivers up to 70% on a standard insurance policy

The cover is aimed at ‘young city dwellers who pay high insurance premiums for cars that are driven for fewer than 4,000 miles a year’, the Edinburgh-based insurer said.

According to Department for Transport and DVLA figures, there are approximately six million cars in the UK that are described as being driven ‘very infrequently’.

Cuvva said these low-mile drivers are forced to pay hefty premiums despite spending little time on the road, effectively subsiding higher-mileage motorists

As a way of cutting their costs, it offers drivers the choice to pay a monthly subscription that ranges from £10 to £30 depending on the car and where the person lives.This fully-comprehensive subscription insures the vehicle when it’s parked up at your home and not in use.However, when the owner decides they need to drive somewhere, they then have to pay from £1.20 for every hour they’re behind the wheel using a top-up service on the Cuvva app.Unlike it’s existing pay-as-you-go insurance service based on a driver being able to get behind the wheel of any car, the subscription cover is for one vehicle only.If two people share a car they would need two subscriptions in order to drive it.As with conventional insurance, users will earn a no claims discount at the end of a 12-month subscription, which is then fully transferable.

The monthly subscription can be cancelled at any time at no cost, though drivers run the risk of a fine from the DVLA if the vehicle isn’t insured by another provider or declared off the road – or SORN – at the end of the 28-day subscription period.

For more information please go to www.cuvva.com

 

                 Driving Schools Chislehurst   proud_to_support_sticker_a-w_copy

We offer full 1 or 2 hour driving lessons in Chislehurst & surrounding areas in late model dual controlled cars. Driving lessons are with DVSA approved, CRB checked male or female driving instructors.

We also offer Intensive driving courses, You could be on the road within 2 – 6 weeks

Our services include teaching beginner drivers, in car theory and hazard perception, right through to Pass Plus, refresher and motorway lessons for full licence holders.

Driving lesson Gift Vouchers are also available for them special occasions.

As we recognise our customers have often hectic lives, we also offer a theory and practical test booking service.We will also do our best to work around your availability

At the driving skool.com Chislehurst, we believe in keeping our prices competitive without compromising on quality of tuition.

We also do discounts for block booking and of course discounts for students.

Local Driving Instructors who live and work in Chislehurst

Chsilehurst

www.thedrivingskool.com

0333 123 0245

07919 193299

Driving and Drugs

THOUSANDS of drivers who take prescription medication to control pain and seizures or to manage anxiety could fall foul of the new drug-driving law, legal experts have warned.

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It may come as no surprise that under new regulations which came into force last month drivers face prosecution if they have taken illegal drugs such as cannabis and cocaine.

But the new rules also include eight common legally prescribed drugs such as oxazepam and diazepam which are used to relieve anxiety and temazepam which is prescribed for insomnia.

To defend themselves against possible prosecution drivers need to ensure that they have evidence that they are taking prescription drugs legally, advises Just Motor Law specialist Matt Reynolds.

“This law potentially poses a huge issue to those driving while taking properly prescribed medication,” he warns.

“Everybody metabolises and excretes drugs at a different rate, meaning some people may be more likely to have residual levels of drugs in their system than others, despite taking the same dose.

“However the good news is that those who face prosecution because of the levels of prescription drugs in their system may be able to raise a medical defence if they are taking the medicine in accordance with the advice of their doctor and the patient information leaflets provided by the manufacturer.

“I recommend patients visit their doctor in order to obtain a letter confirming their legitimate use of the drug they have been prescribed and to carefully read the advice leaflets that accompany their medication.

“It is in no way a guarantee that they will avoid prosecution but it’s a practical and beneficial first step to a medical defence.”

Although only recently introduced, the new law is already stirring up controversy.

Greater Manchester Police announced it would delay implementing the new rules until it had examined the legal implications of the changes.

But Daily Express GP Dr Rosemary Leonard says: “If you are taking your medication according to your doctor’s advice you are unlikely to run into any trouble.

“However if you are stopped because your driving is giving cause for concern and you are found to have prescription drugs affecting your driving, then you could be prosecuted.”

The penalties for drug-driving are on a par with those for drink-driving.

Those who are found guilty will face a minimum 12-month driving ban, a criminal record and a fine of up to £5,000 or up to six months in prison.

Driving Lessons Chislehurst

At the driving skool.com we pride ourselves in the ability to deliver quality driving lessons in Chislehurst at very competitive rates.

We have a small team of DVSA (Driving & Vehicle Standards Agency) qualified Driving Instructors, who live and work in Chislehurst, are friendly and extremely patient.

Whether you are having driving lessons in Chislehurst for the very first time, or thinking about doing one of our intensive driving courses or crash courses (we prefer not to use that term!) our Driving Instructors in Chislehurst are there to make your driving lessons fun and exciting as well as giving you the skills and confidence you need for the road.

We understand that driving lessons need to fit around other commitments such as work or college. We focus on providing a highly personalised service and will build a learning to drive programme around you, the customer! Our competitive rates and block booking discounts will ensure that you get excellent  value for money throughout your course of driving lessons in Chislehurst.

All of our customers benefit from our local knowledge and expertise, enabling you to being a step closer to passing your driving test.

We take pride in giving excellent service, and the highest standard of instruction. Our prices reflect this, we are not the cheapest but we do believe we are one of the better driving schools!

Learn to Drive Chislehurst

Intensive fast track driving courses Chislehurst

Chislehurst Driving Instructors!

Flexible length of lessons (You choose!)

Discounted driving lessons for block bookings

Birthday lessons

Theory and practical driving test booking service

Refresher & confidence building driving lessons

Gift vouchers available

Pass Plus Chislehurst

Learn to drive while having fun! (Sometimes we forget about that!)

One to one driving Lessons in Chislehurst

Friendly patient Driving Instructors who won’t keep you waiting!

If you would like to book driving lessons in Chislehurst, or do one of our intensive or crash driving courses in Chislehurst call

0333 123 0245 or call/text 07919 193299

Areas Covered (BR Postcodes)

Bromley, Keston, Beckenham, West Wickham, Orpington, Chislehurst and Swanley

gb.3.544000.168000.1986

A HUGE well done and congratulations to the following guys and girls who worked really hard with their driving lessons and have successfully passed their driving test and now have FULL licences!

Thank you for choosing us and be safe!

For more info on driving lessons please call

0333 123 0245 or 07919 193299 or just click!

 

1. 6/1/2015. 1st pass of 2015. Well done Molly Webb who passed her driving test first time today @ the test centre in Brentwood. Lee :)

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Learn to Drive with the driving skool.com

 2. 19/1/2015.  Well done Conner who passed his driving test @ Hornchurch Driving Test Centre. Lee

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Driving Lessons in Hornchurch

 3. 19/1/2015.  Well done Nina Collins who passed her driving test at the driving test centre in Horchurch. Great result! Lee

 

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Intensive Driving Courses Hornchurch

4. 20/1/2015. Congratulations Harry Moughton who passed his practical driving test at the driving test centre in Hornchurc. Lee

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Driving Schools in Hornchurch

5. 20/1/2015. A very happy smile! Well done Hanrietta Woodward who passed her driving test at Hornchurch driving test centre with only 2 minors! Lee :)

6. 28/1/2015. Congratulations to Louis Virk who passed today at Erith, a well deserved pass, you worked so hard for it. Julie

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Driving Lessons Erith

7. 29/1/2015.  Congratulations to Gary Selby who passed his driving test at the driving test centre in Sidcup! Have your jaws stopped aching yet? Julie :)

8. 6/2/2015.  A massive congratulations to Robert Moore who passed 1st time today at Hither Green. Keep safe and I hope I haven’t passed my germs on to you. See you in 3 years for your instructor training. Julie

9.  7/2/2015. well done Giedre Gurske who passed her driving test at Hornchurch test centre with the one and only Lee. Congratulations!

10.  23/2/2015. well done Oliver Iazarevic who passed his practical driving test 1st time today at Hornchurch. Lee

Oliver 232

Learn to Drive Hornchurch

11. 23/2/2015. Many congratulations to Sam Hicks who passed in Sidcup today. Glad all the hard work paid off for you Sam, be safe out there. David

Sam 232

Driving Lessons in Sidcup 07919 193299

 

12. 5/3/2015.  Well done to Claire Copper who passed her practical driving test today! Be safe! Julie

Claire Cooper 53

Driving Lessons Belvedere 0333 123 0245

13. 9/3/2015. Great result Eiric who passed his driving test today at the driving test centre in West Wickham! Mike

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Driving Lessons Bromley

14. 18/3/2015. Well done Rebecca who passed her driving test today @ Hornchurch! Lee

Rebecca Hircock 183

15. 18/3/2015.  And another one! Great result Charlotte who passed her driving test at Hornchurch driving test centre. Lee

Charlotte Tabram 183

Driving Lessons Hornchurch

16. 20/3/2015. Congratulations Cloe who passed her driving test at West Wickham this afternoon! Mike

Chloe Haffenden 203

Driving Lessons in Chislehurst, Kent

17. 20/3/2015. Excellent result Jessie who passed 1st time her driving test 1st time today! Julie

18. 23/3/2015. Another one for Lee! Well done Jake who passed his driving test today!

Jake Kenny 233

19. 28/3/2015! Congratulations Jessica for passing your test today at West Wickham! Be safe Mike

20. 10/4/2015. Good work Shane on passing your driving test today! Julie

Shane Dunphy 104

Driving Lessons Welling

21. 17/4/2015. Well done Niamh for passing your practical driving test today! Julie

22. 23/4/2015. Keep them coming Julie! Well done Abbey who passed her driving test today!

23. 25/4/2015. Well done Brad who passed today at the Hornchurch test centre. Lee

24. 25/4/2015. And they keep on comming! Great result Grace who passed today @ the Hornchurch test centre! Lee

Grace Halls 254

Learn to Drive Hornchurch 0333 123 0245

25.  28/4/2015. Congratulations Heidi who passed her driving test today! Julie

26. 6/5/2015. Great stuff Luke who passed her driving test today at Hornchurch! Lee

27.  8/5/2015. Congraulations Simon who passed his driving test today!  Julie

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South East London driving schools

28. 11/5/2015. Go Julie! Congratulations Charlie who passed today!

29. 12/5/2015. Well done Ryan for passing your driving test today! Lee

Ryan Lloyd 125

30.  12/5/2015. Keep them rolling in Julie! Well done Harj who passed his practical driving test this morning!

31. 13/5/2015. A huge well done Alisha who has passed her driving test! Lee

Alishia Brown 135

32.  21/5/2015. Congratulations Kerrie for passing your driving test!  Julie

33.  21/5/2015. Well done Lisa, another one of Lees driving test passes this month & year!!

Lisa Moughton 215

34. 27/5/2015. Well done Jade! Another 1st time pass at West Wickham driving test centre :) Mike

Jade

www.thedrivingskool.com Driving Lessons Chislehurst

35. 4/6/2015. Congratulations to Carley Godfrey who passed her driving test today at the Erith driving test centre. Keep safe! Julie

36. 27/6/2015. Congratulations Claudia Meister who passed her practical driving test with the one and only Lee @ the driving test centre in Hornchurch

Claudia

37. 7/7/2015. Well done Neringa Orhlin passed today at Hornchurch 1st attempt with 6 minors! Boom! Lee

driving lessons hornchurch

www.thedrivingskool.com Driving Lessons Hornchurch

38. 21/7/2015. A great big congratulations to Hannah Foley who passed today. Great result! Julie

 

39. 30/7/2015. Congratulations to Lee Porter who passed @ the Hornchurch Test Centre with only 3 minors. Lee

Lee

40. 30/7/2015 Well done to Lydia Woolward who passed her driving test @ Hornchurch driving test centre with the one and only Lee

Lydia

Office: 0333 123 0245

41. 31/7/2015.  Congratulations Nelia Smagina who passed her driving test @ Chingford driving test centre. Lee :)

Nelia

42. 10/8/2015. Congratulations to Sharondeep Malhi who passed today, keep safe and look forward to seeing you on the road :) Julie

Sharondeep

www.thedrivingskool.com Driving Lessons Erith

43. 13/8/2015. Congratulations Conner Butler who passed his driving test today @ the Hornchurch driving test centre with only 3 minors. Lee

driving lessons chislehurst

Hornchurch driving schools

44. 24/8/2015.  Well done Rose who passed her driving test on a very wet Monday morning @ the West Wickham Driving Test centre. Mike

45. 25/8/2015. Congratulations to Ching who passed her driving test today! A fantastic result with only 1 minor! It was a pleasure teaching you! Be safe! Mike

driving lessons chislehurst

Driving Lessons Chislehurst. Kent

46. 26/8/2015. Congratulations to Sam Kang who passed today, you worked so hard to get there and I’m so glad you chose me to be your instructor. See you for your Pass Plus, don’t forget your cushion :)  Julie

47. 28/8/2015. A great big congratulations to Matthew Clough after completing one of our intensive courses passed first time today and with only 2 driving faults. Now you can drive Lauren to give birth in October. See you for that Pass Plus soon. I’m going to miss our lunchtimes together Julie

48. 8/9/2015. Congratulations Rob who passed his practical Driving Test @ West Wickham driving test centre today. Michelle

49. 10/9/2015. One happy customer! Well done Chelsea Harrison who passed her driving test 1st time the driving test centre in Hornchurch. Lee

50. 17/9/2015. Congratulations Reann who passed her driving test FIRST! Yes, 1st time today in Hornchurch. Be safe Lee

51. 21/9/2015. Congratulations to Joe Watkins who passed today. A really well deserved pass you worked hard for your licence. Julie.

Driving Lessons Sidcup

Driving Lessons Sidcup

52. 22/9/2015. congratulations to Jack Booth who passed his driving test with only 3 minors @ the driving test centre in Hornchurch

Jack

53. 2/10/2015. An another one for Lee! Well done Kieran Fortt who passed his driving test with only 3 minors at the Hornchurch driving test centre

Kieran

54. 2/10/2015. They keep on coming! 28 passes for Lee YTD! Congratulations Andrew Parsons who passed his driving test 1st time, again at the driving tets centre in Hornchurch,

55. 5/10/2015.  No 29 for Lee :) Well done George Delaney who passed his driving test 1st time with only 4 minors at the driving test centre in Hornchurch :)

George

56. 8/10/2015 Shall we count this one? New Zealands, Christchurch’s, NO1 driving skool, 1st pass! Congratulations Erica from Burwood who passed her driving test today!

57. 31/10/2015. Congratulations to Gavin May who passed today at Erith see you for your pass plus. Julie

58. 21/11/2015. Congratulations to Gareth Berry for passing at Mitcham driving test centre on a cold and frosty morning. Michelle

 

59. 26/11/2015. Well done Angie who passed her driving test in West Wickham 1st time this afternoon! Be safe. Mike

 

 

60. 7/12/2015. Congratulations to Keith Nkiya who passed today, just in time for your wedding and trip to Zimbabwe, keep safe Julie

61. 13/12/2015. Congratulations to Liam George Norman who passed his driving test @the driving test centre in Hornchurch today. Lee

 

62.  14/12/2015. Christmas has come early for Chloe from Chislehurst this morning who passed her driving test 1st time today! Well done and Merry Christmas! Michelle

Chloe

63. 15/12/2015.  Another one for Michelle! Congratulations to Akman on passing his driving test first time at Hither Green test centre today.

Akman

 

64. 18/12/2015. Congratulations to Liam Pearce who his driving test passed today @ the driving test centre in Erith. Keep safe and see you for your pass plus. Julie

Liam

65.  21/12/2015. Happy Christmas to Jade who passed her driving test today at West Wickham. Be safe! Michelle

Driving lessons, the test itself, buying and insuring a car all add to the expense, but there are ways to limit the damage

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Passing your driving test has long been seen as a rite of passage, but the rising cost of running a car is driving more and more young people off the roads. The Department for Transport’s recent National Travel Survey shows a sharp drop over the past 18 years in the number of young people holding a full driving licence. While in 1995, some 43% of 17- to 20-year-olds held a full driving licence, that has plunged to just 31%. The fall is sharpest among young men, where it has dropped from 51% to 30%, while the percentage of young women with a full driving licence has slipped from 36% to 31%. Over the same period the proportion of 21- to 29-year-olds with full driving licences has also fallen.

The main reason fewer young people are driving is cost, says Stephen Glaister, director at the RAC Foundation. “Younger people were hit disproportionately hard by the downturn. Even though employment is now rising, incomes are stagnant, and many are only in part-time work, and find running a car too expensive.”

Spiralling student debt and rising housing costs leave little money for driving lessons, at around £25 an hour, and the test itself. With the practical test costing up to £75, and the theory test adding another £31, the cost of buying a car is the least of the problems facing young drivers. In 1995 a five-year-old Ford Fiesta, a typical first car, cost £3,250, against £5,510 today, according to figures from motoring guide Glass’s. That is a rise of nearly 70%, almost exactly in line with the increase in average earnings over the period, says Andrew Jackson, head of analytics at Glass’s. “In real terms, the Fiesta isn’t any more expensive than it was in 1995, even though the materials, technology and manufacturing quality are incomparably better.”

Other motoring costs have accelerated sharply, according to the RAC Foundation’s UK Cost of Motoring Index. While the cost of living has risen 76% since 1995, as measured by the retail price index, the cost of maintaining a car has risen 140%, while petrol and oil costs have increased 145%. Meanwhile the cost of tax and insurance has soared by 170% since 1995, well over twice the rate of inflation. The average 17-year-old now pays a hefty £1,997 a year for motor insurance, according to figures from Towers Watson and comparison site Confused.com.

Here are some ways to make getting behind the wheel more affordable.

• Buy a small car

As a general rule, the less powerful your car is the less it is likely to cost to insure, says Lee Griffin, car insurance expert at GoCompare.com. “Young or inexperienced drivers should therefore look at cars with smaller engines as opposed to performance vehicles. But this isn’t the only factor they take into account. They will also look at its value, engine size, power-to-weight ratio, and availability of parts. These factors determine which insurance group the car will be in, and how much it will cost to insure.”

• Shop around

One in three car insurers wouldn’t cover a 17-year-old driver at all, while 10% wouldn’t cover anybody under 25, according to GoCompare.com. “All insurers rate drivers differently, and while some target older, more experienced drivers, others will price competitively for younger drivers, so shop around to make sure you’re getting the right cover at the best possible price.”

An online search for an 18-year-old motorist covering an eight-year-old Ford Fiesta Freedom with a 1.3 litre engine, with 10,000 annual mileage and a £250 excess, showed the cheapest premium at £2,917 a year from Carrot Car Insurance, a telematics-based insurer that targets younger drivers. Next was Hastings Essential, which quoted £4,129 a year. Insure Pink, 1st Central and Go Girl offered quotes ranging from £4,634 to £5,000 a year. Some insurers charged up to £9,000, while many didn’t quote at all.

• Get better qualified

You may be able to get a slightly lower premium if you have taken advanced driving courses such as Pass Plus or the advanced driving test from the Institute of Advanced Motorists (IAM). If that 18-year-old had Pass Plus, for example, Hastings Direct would cover them for £2,240, but the next best quote was from Insure Pink at £4,147.

• Secure your vehicle

Fitting your car with an approved alarm, immobiliser and tracking device can make life harder for thieves, reducing the chance that you will make a claim for theft. “It helps if you can park off-road overnight, preferably in a locked garage or at least on a driveway, as your insurer may reduce your premiums accordingly,” says Kevin Pratt, car insurance expert at MoneySupermarket.com.

• Add an older driver to your policy

Adding an older, “safer” driver, such as a parent or relative, will cut the cost of your insurance policy, Pratt says. “You must list the person who drives the car most as the main driver, otherwise you may be accused of ‘fronting’. This is treated as insurance fraud and will lead to a minimum £300 fine plus six points on your licence. It will almost certainly cost more to get insurance in the future, if you can get it at all.”

• Try telematics (Blackbox)

Telematics technology can also help young motorists drive down their premiums. This involves fitting a gadget in your car that measures your speed, cornering, acceleration and braking, as well as your location and the time of day you drive. If the black box judges you to be a safe driver, your insurer should reward you with a lower premium. If you’re taking risks, however, your premium could increase.

A 17-year-old student living in Cardiff driving a two-year-old Ford Fiesta, with no claims or convictions, annual 7,000 mileage and a £250 excess, would typically pay £2,124 a year for standard insurance, but this would fall to £1,783 with Telematics, according to figures from Confused.com. That’s a saving of £341, or 16%. A 20-year-old with three-years’ no-claims bonus would typically see their premium fall from £780 to £601.

• Drive safely

If you’re a young driver with points on your licence or a recent insurance claim to your name, you’re in double trouble, says Pratt. “Driving with care is the name of the game. Points on a licence can easily add 10% to your insurance costs, so avoid speeding and other convictions.” Young drivers should avoid making insurance claims, so they can steadily build up a no-claims discount – this can knock up to 75% off the cost of cover after five years.

www.thedrivingskool.com

A huge than thank you to everyone who made Chislehurst Rocks 2014 a fantastic day out!

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Some of the driving skool.com team meeting the Bromley Mayor. From left to right we have, David kenna, Mike Jack, The Lady Mayoress, The Lord Mayor of Bromley, Councillor Julian Benington, Julie and Keith White. For driving lessons Bromley contact

www.thedrivingskool.com